Specializing in Bay Area Reverse Mortgages

Helping Seniors Find Financial Solutions

 

 
 

Ray Fry is a senior broker associate with Bay Area Reverse Mortgage. Ray is a Certified Senior Advisor and has a master's degree in Finance from UC Berkeley

Ray Fry is a Certified Senior Advisor and a specialist in reverse mortgages with Seniors Reverse Mortgage, Inc. Unlike large institutional lenders, he has access to all the major reverse mortgage programs available and gives each borrower the personal attention and time they need to determine if a reverse mortgage is the right financial program for their unique situation. Ray is a licensed real estate broker and has a Masters Degree in Finance from UC Berkeley. His specialty is helping seniors fully understand the reverse mortgage program and determining if the program can be used to solve their financial problems. Ray comes to the Reverse Mortgage industry with almost 30 years experience in Finance and Planning.
 
 

Upon entering the reverse mortgage field, Ray decided to become thoroughly knowledgeable about the major issues being faced by seniors and realized he had to fully understand their challenges and various lifestyles. For this reason, he became a Certified Senior Advisor (CSA). This has enabled him to better evaluate the unique needs of each senior and counsel them on whether a reverse mortgage is a suitable financial option. There is a code of ethics and business principles for all members who are in good standing with the society of Certified Senior Advisors and Ray religiously adheres to these standards. As a CSA, Ray also helps seniors in other areas, and often refers them to experts in other related fields like long term care, government medical benefits, estate planning, etc. CSAs are taught to understand and communicate with seniors on the subjects that most influence their lives. And if they can’t help seniors directly, CSAs know how to find them the help needed. Other designations teach about products or professions. CSA’s teach about people. For more information, please visit the CSA website: http://www.society-csa.com/

 


 

--Client Testimonials --
W
hat People are Saying About Mr. Reverse Mortgage
 

"I spoke with three reverse mortgage companies. I decided to go with Ray because he was able to explain things much more clearly than the others and I trusted Ray from the first time he came to my house."

M.G., Fremont, CA

 

"My financial problems were overwhelming me. Ray took the time to understand my situation and helped me get peace of mind with a reverse mortgage."

A. S., Concord, CA

 

Ray helped me do a reverse mortgage and has been a trusted advisor for the past two years. He has helped me prepare for meetings with city officials, contractors, lawyers and real estate brokers. I can always count on Ray to help me."

 

L. G., Oakland, CA

 

"We took several months to decide on a reverse mortgage. Ray was very patient and understanding of our concerns. He visited our home three times and answered all of the questions our family had about the reverse mortgage program."

P. C., Fremont, CA

 


 
 

 

 

 
 

Let Us Help You Enjoy Your Golden Years!

 
     
 
 
 

[Home]

[Benefits of a Reverse Mortgage]

[Questions &
Answers
]

[How Much Money Can I Get?]

[How Safe is a Reverse Mortgage?]

[About Mr. Reverse]

[Contact Mr. Reverse]

Copyright © 2008 Mr. Reverse. All rights reserved.